- Checks Cards & Electronic Payment
- Security, Fraud and Identity Theft
- Consumer Protection
- Navigating Internet Compliance
- Tools and Resources
This website has been prepared as a public resource for general information only. Because laws may vary from state to state, some information may not apply to your location and readers should consult their state’s statutes and regulations for additional information. Materials are not guaranteed to be current and, although we try to make our information accurate and useful, you should consult a lawyer to interpret and apply this information to your particular situation. This site, and anything provided through this site, is intended as a reference source only and is not legal advice. If you need legal advice, you should contact an attorney directly.
Checks are a valued form of non-cash payment in America based on the core checking or demand deposit account (DDA). Checks, like debit cards and various forms of funds transfer can be used to access funds in checking and savings accounts as well as to access funds in other accounts like brokerage or lines of credit. Checks conveniently allow the transfer of money from person to person or to pay bills. This section contains helpful information about managing and maintaining a checking account, how to use checks, check security, and product image quality.
Data breaches of sensitive information are top headlines across industries. Fraud schemes are becoming more complex with emerging technology. Consumer identity theft complaints consistently rank at the top of complaints reported to the Federal Trade Commission. This section contains tips and strategies to help you protect yourself against the potential impact of fraud loss related to identity theft in its many schemes which includes: avoiding e-mail fraud and phishing; understanding telephone scams; and protecting your information online. Learn how to order a credit report and report fraud on your account.
The goals of consumer protection are to prevent fraud, deception, and unfair business practices in the marketplace. Most companies operate in an ethical manner and with their customers' best interests in mind. There are, of course, exceptions to that rule. Education is the first line of defense against fraud and deception; it can help you make well-informed decisions before you spend your money. This section offers practical information on a variety of consumer protection topics; resources for helping you exercise your consumer rights; and links to government and industry organizations who place a high priority on consumer protection.
Technology options for access to the Internet by consumers and businesses is growing at a fast pace, in a global networked world. Businesses and consumers operating on the Internet should be aware of Internet compliance basics and understand key areas of regulation when providing services on the Internet. This section provides information and tips for consumers and businesses related to domains, web hosting, web design, privacy and intellectual property matters.
This section contains a compilation of documents and links to helpful information related to all Resource Center sections.